Purpose:
👉 To provide free health insurance coverage to senior citizens (aged 70 years and above), ensuring financial protection against medical expenses.
🔑 Key Features
Age-based Coverage:
Covers all senior citizens aged 70+ years, irrespective of income.
Health Insurance Cover:
Up to ₹5 lakh per family per year for secondary and tertiary healthcare.
Cashless Treatment:
Treatment available at empanelled public and private hospitals across India.
Part of Ayushman Bharat:
Extended under PM-JAY (Pradhan Mantri Jan Arogya Yojana) framework.
No Premium Required:
Fully funded by the government.
🎯 Beneficiaries
Senior citizens (70 years and above)
Elderly from poor, middle-class, and economically vulnerable families
📈 Why it is Important
Addresses rising healthcare costs for the elderly
Reduces out-of-pocket expenditure
Ensures dignified and accessible healthcare for senior citizens
Strengthens India’s social security system
